Random musings from the mind of a CFP

"It all started in 1950 when a diner forgot his wallet at a New York restaurant. That day, the modern credit card was born and the way people pay for things was changed forever."

2 years ago, I brought on a new client and asked them to help me with a little experiment. At the time, Robo-Advisors were all the rage and I wanted to see how they measured up to Professional Financial Advice (ie ME).

My motto for 2021 is "Do Gooder". I'm changing the way I do a lot of things in my life to make it easier and better. We only get one shot at this.

So, that happened. Every year I look back on the best things I spent money on (2017, 2019). This year, the list could look a little different with additions like hand sanitizer, about 100 face masks, and multiple streaming services, but I want to keep it to the things that got me through 2020.

Every time I sit down with a client to discuss their insurance needs, I get a new story. I've been doing this long enough to know that not every insurance application will be approved without a little work. Most times, it's something simple (like if they are a social smoker) but every once in a while, I come across a case that requires a little more than just "Sign here, and here, and here and initial here".